Mini-Medical

American Sentinel Insurance Company has developed a group medical program designed for persons who are not eligible for traditional employer sponsored medical programs.  Such as:

  • Hourly employees
  • Part-time employees
  • Temporary employees
  • Independent Contractors
  • Employees within their waiting period for full-time benefits

Types of industries include:

  • Hospitality Industry (Hotels, Motels, Fast Food Chains, Restaurants)
  • Temporary employee services
  • Home Health Care workers
  • Department and Grocery store chains
  • Independent Contractors (1099’s)

Other features:

  • Guaranteed issue (no underwriting)
  • No employer contribution requirement (not applicable in New Jersey)
  • Prescription Drug Program
  • Vision Discount Program
  • No penalties for using your choice of physician and/or hospital.

Mini-Medical Coverage policy is limited.

Mini-Medical Plan Information:

             Available States


            
New York Standard Non-Metro
            
New York Standard Metro
            
New York Premier Non-Metro
            
New York Premier Metro

             Mini-Medical Premier Plan (all other available states)

             Mini-Medical Traditional Plan (all other available states)

             Mini-Medical Basic Plan (all other available states)

             Mini-Medical Value Plan (all other available states)

Claim form including filing instructions:

             Claim Form

  

The Aegis Group

A.M. Best

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Some products are not available in all areas.  Please contact your Agent or American Sentinel for more information.  For California Auto policy Information, contact Cabrillo Pacific Insurance Services at 866-655-0555.  For California Auto claims services, contact Tidewater Pacific Adjusters at 866-425-9970.  Copyright © American Sentinel Insurance Company.  All rights reserved.